:root{
  --navy:#0b1f3a;--navy2:#102d52;--orange:#f47b20;--orange2:#ff9b45;
  --ink:#152235;--muted:#5d6b7b;--bg:#f7f9fc;--white:#fff;--line:#dfe6ee;
  --shadow:0 18px 45px rgba(11,31,58,.10);--radius:18px;--max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
a{color:var(--navy2);text-decoration:none}a:hover{text-decoration:underline}
.container{width:min(var(--max),92%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:20px}
.logo{display:flex;align-items:center;gap:11px;font-weight:900;color:var(--navy);font-size:1.1rem}.logo-mark{width:42px;height:42px;display:block}
.navlinks{display:flex;gap:22px;align-items:center}.navlinks a{font-weight:700;font-size:.94rem}.menu{display:none;background:none;border:0;font-size:1.5rem;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:10px;padding:13px 20px;font-weight:800;border:2px solid transparent;cursor:pointer}.btn-primary{background:var(--orange);color:#fff}.btn-primary:hover{background:#df6812;text-decoration:none}.btn-dark{background:var(--navy);color:#fff}.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:82px 0 72px;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;width:440px;height:440px;border-radius:50%;border:70px solid rgba(244,123,32,.12);right:-150px;top:-180px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:55px;align-items:center;position:relative;z-index:1}.eyebrow{display:inline-flex;background:rgba(244,123,32,.16);color:#ffd2ad;border:1px solid rgba(244,123,32,.35);padding:6px 11px;border-radius:999px;font-weight:800;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em}
h1{font-size:clamp(2.25rem,5vw,4.2rem);line-height:1.05;margin:18px 0}.hero p{font-size:1.12rem;color:#dce6f2;max-width:700px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.hero-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}.hero-card h2{margin-top:0;color:var(--navy)}.hero-card ul{padding-left:20px}.phone{font-size:1.5rem;font-weight:900;color:var(--orange)}
.section{padding:72px 0}.section.alt{background:#fff}.section-head{max-width:760px;margin-bottom:34px}.section h2{font-size:clamp(1.8rem,3vw,2.65rem);line-height:1.15;margin:0 0 12px;color:var(--navy)}.lead{font-size:1.08rem;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 8px 25px rgba(11,31,58,.05)}.card h3{margin-top:0;color:var(--navy)}.card .icon{font-size:1.65rem;color:var(--orange);font-weight:900}.card p{color:var(--muted)}
.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:25px 0;padding:0;list-style:none}.checks li{background:#fff;border:1px solid var(--line);padding:14px 16px;border-radius:12px}.checks li:before{content:"✓";color:var(--orange);font-weight:900;margin-right:9px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:start}.callout{background:linear-gradient(135deg,#fff7f0,#fff);border:1px solid #ffd5b5;border-radius:var(--radius);padding:28px}.callout strong{color:var(--navy)}
.breadcrumb{padding:18px 0;font-size:.9rem;color:var(--muted)}.breadcrumb a{font-weight:700}.prose{max-width:820px}.prose h2{margin-top:42px}.prose h3{color:var(--navy);margin-top:28px}
.cta{background:var(--orange);color:#fff;padding:48px 0}.cta .container{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{margin:0;font-size:2rem}.cta .btn{background:#fff;color:var(--navy)}
footer{background:var(--navy);color:#dce6f2;padding:50px 0 90px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:40px}.footer-title{color:#fff;font-weight:900;margin-bottom:12px}.footer-links{display:grid;gap:7px}.footer-links a{color:#dce6f2}.fine{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:20px;font-size:.85rem;color:#aebdd0}
.mobile-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:100;background:#fff;padding:10px;border-top:1px solid var(--line);box-shadow:0 -8px 25px rgba(0,0,0,.12)}.mobile-cta a{width:100%}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:17px 19px;margin:10px 0}.faq summary{font-weight:800;cursor:pointer;color:var(--navy)}
.badge{display:inline-block;background:#edf3fa;color:var(--navy2);padding:5px 9px;border-radius:999px;font-size:.78rem;font-weight:800}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}th,td{padding:13px;border-bottom:1px solid var(--line);text-align:left}th{background:#f0f4f8;color:var(--navy)}
@media(max-width:850px){.navlinks{display:none;position:absolute;left:4%;right:4%;top:70px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.navlinks.open{display:flex}.menu{display:block}.hero-grid,.split,.grid.two{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}.cta .container{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr 1fr}.mobile-cta{display:block}}
@media(max-width:560px){.topbar .container{justify-content:center}.topbar span:first-child{display:none}.nav{min-height:68px}.hero{padding:58px 0}.grid,.checks,.footer-grid{grid-template-columns:1fr}.section{padding:55px 0}h1{font-size:2.35rem}.hero-card{padding:22px}.mobile-cta{display:block}body{padding-bottom:65px}}


/* Trust & credential enhancements */
.trust-strip{padding:18px 0;background:#f7fafc;border-top:1px solid #e5e7eb;border-bottom:1px solid #e5e7eb}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.trust-item{background:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:14px 16px}.trust-item strong{display:block;color:#0b1f3a;font-size:15px;margin-bottom:4px}.trust-item span{font-size:13px;color:#64748b}.credential-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:24px 0}.credential-card{border:1px solid #e5e7eb;border-radius:16px;padding:22px;background:#fff}.credential-card h3{margin-top:0;color:#0b1f3a}.credential-card .credential-value{font-size:18px;font-weight:800;margin:8px 0;color:#ea6a0a}.verify-note{font-size:13px;color:#64748b}.verified-link{display:inline-block;margin-top:8px;font-weight:700}.edit-badge{display:inline-block;font-size:11px;letter-spacing:.06em;text-transform:uppercase;border-radius:999px;padding:5px 9px;background:#fff3e8;color:#a94b00;font-weight:800}.award-list{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0}.award-card{border:1px solid #e5e7eb;border-radius:14px;padding:18px;background:#fff}.award-card .icon{font-size:26px}.source-note{font-size:12px;color:#64748b}.credential-banner{background:linear-gradient(135deg,#0b1f3a,#163b67);color:#fff;border-radius:18px;padding:24px;margin:24px 0}.credential-banner h2{color:#fff;margin-top:0}.credential-banner a{color:#fff;text-decoration:underline}@media(max-width:800px){.trust-grid{grid-template-columns:repeat(2,1fr)}.credential-grid,.award-list{grid-template-columns:1fr}}